Insurance Sales Agents
Career Cluster
Business, Marketing, and Finance
Focuses on making businesses more efficient and productive. In this field, you'll plan, organize, direct, and assess businesses.
Learn more about this clusterAt a glance
Expected pay range
Expected pay range
This represents the median earnings for this career in the selected county or state. In the range shown, 25% of workers earned less than the bottom salary and 25% earned more than the top salary. Data is provided by the Texas Workforce Commission.
Monthly cost of living
These numbers give you an idea of how much you can spend each month on common expenses with this salary. Percentages are the average a person with no children spends according to data collected by the Bureau of Labor Statistics. (external link opens new tab) These numbers are a starting point and will differ person to person.
Your actual expenses may differ from those listed. You’ll need to account for the amount taken out in taxes each month. Learn more about income tax expenses. (external link opens new tab) Your student loan payments may also differ. To calculate your student loan payments, use the federal student loan repayment estimator. (external link opens new tab)
About insurance sales agents
What they do
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
Other titles
Insurance Agent, Insurance Broker, Insurance Sales Agent, Sales Agent, Sales Associate, Sales Representative, Underwriting Sales Representative
Skills they need
- Reading Comprehension - Understanding written sentences and paragraphs in work-related documents.
- Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
- Speaking - Talking to others to convey information effectively.
- Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
- Persuasion - Persuading others to change their minds or behavior.
- Writing - Communicating effectively in writing as appropriate for the needs of the audience.
- Time Management - Managing one's own time and the time of others.
- Service Orientation - Actively looking for ways to help people.
- Negotiation - Bringing others together and trying to reconcile differences.
- Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.
- Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making.
- Coordination - Adjusting actions in relation to others' actions.
Licenses and Certifications they may hold
How to decide which one is right? That depends on an individual’s career path, specialty, and resources.
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
Personal Lines Property & Casualty Agent / Personal Lines Property & Casualty
Texas Department of Insurance
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
Managing General Agent/ Managing General Agent - Property & Casualty
Texas Department of Insurance
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
- License Type
- Stand-alone license
- Status
- Active
- Exam
- No exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- No criminal record prohibitions
General Lines Agent / All LOAs
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- State exam required
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Life Agent
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- State exam required
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Funeral Pre-Arrangment Life Agent
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- Third-party exam required
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Limited Lines Agent
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- State exam required
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Certifications
Certifications may be available for this career and can help build knowledge and skills in specific job roles. Explore available certifications (external link opens new tab)
Similar careers
View careers in the same field as insurance sales agents.
Credit Counselors
In demand
In demand careers have high-growth, high-demand, and emerging jobs critical to Texas. They are based on economic indicators like in demand industries, labor market trends, and economic conditions, provided by the Texas Workforce Commission.
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
Loan Officers
Better pay
Median salary for this career is higher than the median salary of all careers in the county selected. Salary data is provided by the Texas Workforce Commission.
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.
Insurance Claims and Policy Processing Clerks
Better pay
Median salary for this career is higher than the median salary of all careers in the county selected. Salary data is provided by the Texas Workforce Commission.
In demand
In demand careers have high-growth, high-demand, and emerging jobs critical to Texas. They are based on economic indicators like in demand industries, labor market trends, and economic conditions, provided by the Texas Workforce Commission.
Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.
Financial and Investment Analysts
Better pay
Median salary for this career is higher than the median salary of all careers in the county selected. Salary data is provided by the Texas Workforce Commission.
Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.
- America's Health Insurance Plans (external link opens new tab)
- American Council of Life Insurers (external link opens new tab)
- American Insurance Association (external link opens new tab)
- Financial Industry Regulatory Authority (external link opens new tab)
- Group Underwriters Association of America (external link opens new tab)
- Independent Insurance Agents and Brokers of America (external link opens new tab)
- Insurance Information Institute (external link opens new tab)
- International Association of Insurance Professionals (external link opens new tab)
- Million Dollar Round Table (external link opens new tab)
- National Association of Health Underwriters (external link opens new tab)