Claims Adjusters, Examiners, and Investigators
What they do
Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims.
Expected pay range
Expected pay range
This represents the median earnings for this career in the selected county or state. In the range shown, 25% of workers earned less than the bottom salary and 25% earned more than the top salary. Data is provided by the Texas Workforce Commission.
About claims adjusters, examiners, and investigators
Other titles
Claims Adjuster, Claims Analyst, Claims Examiner, Claims Representative, Claims Specialist, Corporate Claims Examiner, Field Claims Adjuster, General Adjuster, Home Office Claims Specialist, Litigation Claims Representative
Tasks they perform
- Examine claims forms and other records to determine insurance coverage.
- Analyze information gathered by investigation and report findings and recommendations.
- Pay and process claims within designated authority level.
Skills they need
- Reading Comprehension - Understanding written sentences and paragraphs in work-related documents.
- Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
- Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
- Speaking - Talking to others to convey information effectively.
- Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
- Writing - Communicating effectively in writing as appropriate for the needs of the audience.
- Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
- Monitoring - Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
- Social Perceptiveness - Being aware of others' reactions and understanding why they react as they do.
- Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making.
- Coordination - Adjusting actions in relation to others' actions.
- Negotiation - Bringing others together and trying to reconcile differences.
Licenses and Certifications
How to decide which one is right? That depends on an individual’s career path, specialty, and resources.
INSURANCE ADJUSTER
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- Choice of state or third-party exam
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
PIAJ
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- State exam required
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
INSURANCE ADJUSTER WORKER'S COMPENSATION
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Stand-alone license
- Status
- Active
- Exam
- Choice of state or third-party exam
- Education
- No educational requirements
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Surplus Lines
Texas Department of Insurance~Agent and Adjuster Licensing
- License Type
- Secondary license (another license is a prerequisite)
- Status
- Active
- Exam
- State exam required
- Education
- No educational requirements
- Continuing education
- No continuing education requirement to maintain license
- Criminal record
- Specific type of conviction prohibited
- License Type
- Stand-alone license
- Status
- Active
- Exam
- Third-party exam required
- Education
- Degree required
- Continuing education
- Continuing education required to maintain license
- Criminal record
- Specific type of conviction prohibited
Certifications
Certifications may be available for this career and can help build knowledge and skills in specific job roles. Explore available certifications (external link opens new tab)
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In demand
In demand careers have high-growth, high-demand, and emerging jobs critical to Texas. They are based on economic indicators like in demand industries, labor market trends, and economic conditions, provided by the Texas Workforce Commission.
Tax Examiners and Collectors, and Revenue Agents
In demand
In demand careers have high-growth, high-demand, and emerging jobs critical to Texas. They are based on economic indicators like in demand industries, labor market trends, and economic conditions, provided by the Texas Workforce Commission.
Additional career information and resources
Learn more about claims adjusters, examiners, and investigators with these helpful sites.
- American Insurance Association (external link opens new tab)
- International Claim Association (external link opens new tab)
- Loss Executives Association (external link opens new tab)
- National Association of Independent Insurance Adjusters (external link opens new tab)
- National Association of Public Insurance Adjusters (external link opens new tab)
- National Society of Professional Insurance Investigators (external link opens new tab)
- Occupational Outlook Handbook: Claims adjusters, appraisers, examiners, and investigators (external link opens new tab)
- Society of Chartered Property and Casualty Underwriters (external link opens new tab)
- Society of Claim Law Associates (external link opens new tab)
- Society of Registered Professional Adjusters (external link opens new tab)